Recharging your airtime has never been this easy. Thanks to fintech apps, you can now top up your MTN, Airtel, GLO, or 9Mobile line in just a few taps—no need to scratch physical recharge cards or visit a store.

These apps give you the freedom to recharge anytime, anywhere, using your digital wallet, debit card, or even bank transfer. Some even throw in extras like cashback and cheap data bundles.

So, if you’re looking for the best recharge app in Nigeria, here are five trusted platforms worth checking out right now.

Top 5 Recharge Apps in Nigeria 2025

If you’re looking for the best recharge app in Nigeria, these five platforms, Cardtonic, AirtimeFlip, AidaPay, Cardify, and Aimtoget, make buying airtime easy, fast, and secure.

Below is a quick comparison table showing each app’s cashback offer and payment methods supported to help you pick the right one.

No	Provider	Discount/Cashback	Payment Method
1.	Cardtonic	Up to 5% cashback	Wallet, bank transfer, gift card
2.	AirtimeFlip	Not specified	Bank transfer, debit card
3.	AidaPay	Up to ₦20 or more	Wallet, bank transfer, debit card
4.	Cardify	Not specified	Wallet, bank transfer, USDT
5.	Aimtoget	Not specified	Debit card, wallet, bank transfer

1. Cardtonic

Cardtonic isn’t just another airtime recharge app—it’s the gold standard. Whether you want to buy MTN airtime online, top up Glo, Airtel, or 9mobile, Cardtonic delivers a smooth, instant experience that’s built around speed, security, and convenience.

What really sets Cardtonic apart is how much value you get back. Every airtime purchase comes with up to 5% cashback, meaning you’re saving money while staying connected.

You can pay directly from your Cardtonic wallet, use a bank transfer, or even convert gift cards to airtime. That flexibility is unmatched. And let’s not forget the advanced security setup that protects your personal details, plus 24/7 live support that’s actually helpful when you need it.

From airtime and data to bill payments, gift card trading, gadgets, and virtual dollar cards, Cardtonic wraps everything into one powerful, user-friendly app. If you want the best of everything with no stress, Cardtonic is where you go.

2. AirtimeFlip

AirtimeFlip is a solid choice for anyone who wants a fast and reliable recharge experience. It supports airtime top-up across all major networks in Nigeria, including MTN, Airtel, Glo, and 9mobile.

The app is simple to use, with a clean interface that lets you complete transactions in seconds.

What makes AirtimeFlip stand out is its airtime-to-cash feature. If you ever have excess airtime, you can easily convert it to cash and withdraw it to your bank. That flexibility makes the app not just convenient for recharging, but also useful in emergencies.

3. AidaPay

AidaPay goes beyond just airtime top-ups—it’s a full-service bill payment app designed for speed and simplicity.

If you’re looking for an easy way to recharge your line, AidaPay gets the job done in seconds. The app supports all major networks in Nigeria, including MTN, Airtel, Glo, and 9mobile.

One of the app’s standout features is its reward system. You can earn up to ₦20 or more as cashback on each recharge, making it a smart option if you recharge often.

There’s also the added benefit of being able to resell airtime and data directly on the platform, which could be a nice side hustle.

4. Cardify

Cardify is more than just an airtime recharge app—it’s a multi-functional platform that offers airtime top-ups, bill payments, and even access to virtual dollar cards and tech gadgets. For Nigerians who value both convenience and security, Cardify ticks a lot of boxes.

You can recharge MTN, Airtel, Glo, and 9mobile lines quickly using a bank transfer, debit card, or wallet balance.

There’s also the flexibility of paying in either Naira or USDT, which is a big plus for crypto users.

5. Aimtoget

Aimtoget is built for speed and reliability when it comes to airtime top-ups. It allows you to recharge MTN, Airtel, Glo, and 9mobile lines in just a few taps. Payment options are flexible—you can use a bank transfer, debit card, or wallet balance.

What makes Aimtoget stand out is its airtime-to-cash feature. If you’ve got excess airtime, you can convert it to money through the app. That’s perfect for users who mistakenly over-recharge or want to monetise bonuses.

Frequently Asked Questions About Recharging MTN, Airtel, GLO and 9Mobile

1. How Can I Transfer Airtime from MTN to Airtel?

You can’t directly transfer airtime from MTN to Airtel. Airtime transfers only work within the same network. If you need to convert MTN airtime into Airtel credit, use platforms like RapidBills to first sell the airtime, then use the funds to recharge any line of your choice.

2. Which Code is Used to Check the Data Balance on Airtel?

To check your Airtel data balance, simply dial *323# and follow the on-screen prompts. This code also works for other major networks.

3. How Can I Check My 9Mobile Data Balance?

To check your 9Mobile data balance, dial *323# and follow the prompt.

4. What is the 9Mobile Customer Care Number?

You can contact 9Mobile customer support by calling +234 809 0000 300 or emailing them at care@9mobile.com.ng.

5. How Can I Buy Airtel Airtime Online?
If you’re wondering how to buy Airtel airtime online, the easiest way is through a trusted app like Cardtonic. Just open the app, go to “Bill Payments,” choose Airtime, select Airtel, type in your phone number and amount, and confirm.

Conclusion

Fintech apps have made it incredibly easy to recharge airtime and data across all networks—MTN, Airtel, Glo, and 9mobile—without leaving your comfort zone.

Whether you’re trying to buy MTN airtime online or just figuring out how to buy data bundle from Airtel, apps like Cardtonic offer fast, secure, and user-friendly solutions.

With multiple payment methods, cashback rewards, and round-the-clock support, Cardtonic stands out as the top choice among other reliable options like AirtimeFlip, AidaPay, Cardify, and Aimtoget.