PAYARENA
Payarena is a value-added services platform that allows clients to acquire airtime (Virtual Top Up, Prepaid PINs, and other services) from all Nigerian telcos, including Airtel, Etisalat, Glo, MTN, and Visafone.
Payarena has made it simple to pay bills to major utility service providers, as well as to collect money from public and corporate organizations, churches, and other institutions.
Payarena allows customers to pay bills such as DSTV, GOTV, PHCN Eko Electricity Distribution (for both Prepaid meter and Postpaid users), PHCN Port-Harcourt Electricity Distribution (for both Prepaid meter and Postpaid users), Swift Networks, LCC, Startimes, PHCN Ibadan Electricity Distribution, amongst others.
The platform accepts multiple payment options including Cards (PayAttitude, American Express, Visa, MasterCard, UnionPay, etc) and it is accessible on multiple channels i.e. Web (www.payarena.com), 40,000 Point Of Sale (POS) terminals, and ATMs all over the country.
UNIFIED PAYMENT SERVICES LIMITED
UP® otherwise known as Unified Payment Services Limited is Nigeria’s premier Payments & Financial Technology Company founded in 1997 by a consortium of leading Nigerian banks.
It operates as a shared infrastructure for the banking community in Nigeria and Payments Service Providers within and outside Nigeria, with a vision to be the most preferred e-payment service provider in Africa.
UP was later known as ValuCard Nigeria Plc before becoming UP or Unified Payments following the decommissioning of our domestic-only payment or card scheme and transformation to scheme-neutral and option-neutral PayFinTech Company with ownership of different technologies.
In a demonstration of its cross-enterprise alliances and capabilities, UP® is the first and only non-bank entity in Nigeria that is Principal Member or Licensed Acquirer of all of American Express, Mastercard, PayAttitude, UnionPay, and Visa.
PAYATTITUDE®
Payattitude® is the first and only digital payment scheme with a focus on mobile and digital payment. It is a trademark of Payattitude Global Limited.
Payattitude Global Limited was incorporated in 2013 and holds the patent for the innovative technology and Process, “Push-to-Receive” that enables phone numbers to be used for different transactions available across all channels – ATM, POS, WEB, and Personal Devices. These transactions are approved or authorized from ONLY the personal devices of the holder/customer.
The trademarks of Payattitude® include Pay With Just Phone Number®; Payattitude; Collection with just phone number; Just phone number; Cash out with phone number; All with just phone number; Withdraw with phone number; ATM withdraw with phone number.
HOPE PAYMENT SERVICE BANK LIMITED (HOPE PSBANK)
Hope Payment Service Bank Limited (Hope PSBank), incorporated in September 2019, is Nigeria’s premier Digital-first Bank.
It leverages digital technologies to deliver inclusive financial services.
Hope PSBank believes that everyone irrespective of education, social or economic status, and location should have access to financial and payment services with ease and convenience.
It seeks to provide the 4As – Accessibility, Affordability, Availability, and Awareness of Digital Financial Services.
With Hope PSBank, every mobile telephone user can easily enjoy instant digital financial and payment services with his or her phone number as account number and also a means of payment across all channels – person-to-person on personal devices, web, merchants’ points of sale, automated teller machines and agency outlets.
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