Senior Underwriting Executive at the Concept Group

Senior Underwriting Executive at the Concept Group – TDPel Jobs

The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services – Nigeria’s Leading Financial Intermediary and Equipment Leasing Company, Concept Nova – Bespoke Enterprise IT Solutions Company,Percy Aitkins – Bureau De Change.

We are recruiting to fill the position below:
Job Title: Senior Underwriting Executive
Location: Lagos
Employment Type: Full-time

Overview
The Senior Underwriting Executiveis largely responsible for interpreting and implementing guidelines for the underwriting team.
He/she regularly carry out risk assessments for various individuals and groups, by using various risk assessment tools, assesses the risk posed by a client or clients’ requests to the company in order to minimize, mitigate, or totally prevent unnecessary costs for the company and/or expose it to high risks.
Job Description / Duties
Reviewing & analyzing the creditworthiness of all potential customers based on risk criteria.
Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation, and recovery when assigned by HOD.
Reviewing applications for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.
Ensures turn-around time for each transaction is minimized to the barest minimum.
Ensures the credit worthiness of each transaction especially those above the level of junior underwriter by preparing, reviewing, and analyzing risk criteria of potential customers.
Reviewing applications for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
Job Requirements
B.Sc qualification in any Risk or Finance related course.
Required Qualification: BA / BSc / HND, MBA / MSc / MA
A minimum of 7 years progressive experience in Underwriting.
Skills and Requirements:
Exceptional organizational skills.
Excellent numeracy savvy.
Great creative, visionary, and critical thinking skills.

Application Closing Date
Not Specified.

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