Living in a sprawling mansion in Minnesota, Elizabeth Brown and Gabriel Luthor seemed to have it all—luxury cars, a massive estate, and lavish parties.
But their extravagant lifestyle allegedly came at a steep price, one paid through a sophisticated and illegal scheme to defraud medical insurers.
As investigators peeled back the layers of their operation, a six-year probe uncovered how they used millions of dollars in fraudulent claims to fund their opulent way of life.
The Glittering Facade
In their $1.2 million, 9,000-square-foot home in Eden Prairie, Brown and Luthor appeared to be living the dream.
Behind sleek black gates, high-end vehicles like Hummers, Mercedes, and Maseratis were parked alongside their mansion.
They hosted extravagant parties that often spilled into the streets, much to the annoyance of their neighbors.
One resident, Sue Donkersgoed, described the whole scenario as something “you couldn’t make up,” speaking to the absurdity of their high-flying lifestyle.
How the Scheme Worked
Their alleged fraudulent operation took root in 2018 while the couple lived in Nevada.
Together, they founded Golden Victory Medical, LLC (GVM), a company that offered medical services, including neurofeedback therapy.
While the company’s primary service claimed to monitor brainwaves to assess mental health treatments, the indictment revealed they used deceptive billing practices to collect millions from insurers.
According to court documents, Brown and Luthor manipulated billing codes, submitted false claims for services that weren’t actually provided, and exaggerated the duration of treatments.
The couple’s deceptive practices allowed them to submit hundreds of thousands of fraudulent claims, resulting in over $15 million in losses to insurers.
A Growing Empire of Fraud
As GVM grew, so did the couple’s fraudulent activities.
In 2019, after opening a physical GVM location in Nevada, they billed over $16 million to insurers, collecting $4 million in revenue.
Brown, who was the sole provider for the company, billed more than 28,000 patient services in that year alone—an average of over 76 services a day, including weekends and holidays.
By 2021, the couple had relocated to Minnesota, where they purchased their extravagant mansion.
They also expanded GVM, opening new offices and continuing their fraudulent billing practices.
During this time, authorities allege that at least three of Luthor’s girlfriends lived with them in their Eden Prairie mansion, assisting in the scheme.
However, it was Brown and Luthor who enjoyed the profits, with their girlfriends having their living expenses covered by the couple.
A Lifestyle Funded by Crime
Their lavish lifestyle continued unabated, despite warnings from insurers and government agencies.
In 2021, Medicare and Medicaid services started to push back on GVM’s claims, and an auditor discovered that over 90% of the company’s billing codes were improper.
Yet, the couple pressed on, allegedly using the ill-gotten gains to fund their extravagant lifestyle, including a mansion with an indoor basketball court, a dry sauna, and a four-car garage.
The couple’s lavish spending was well-known in their community.
They were often seen cruising around in their fleet of luxury vehicles, and they hosted extravagant parties that could draw over 200 people.
Despite their apparent wealth, the consequences of their actions were starting to catch up with them.
The Downfall
In 2022, things began to unravel for Brown and Luthor.
The Center for Medicare and Medicaid Services suspended GVM from Medicare, citing fraudulent billing practices.
By late 2022, mounting fraud accusations finally ground their business to a halt.
Authorities began to zero in on them, and in January 2023, heavily armed officers raided their Eden Prairie mansion in connection with a federal investigation.
Following the raid, the couple fled Minnesota, but not before being indicted for wire fraud and conspiracy.
They are now facing multiple charges, including six counts of wire fraud and one count of money laundering.
Federal authorities have tracked their spending habits, revealing extravagant purchases, such as $99,000 spent at strip clubs and $32,000 at restaurants, all funded by their fraudulent activities.
Legal Consequences and the Road Ahead
Luthor and Brown were arrested and released on bond after making their initial court appearances in Nevada.
They are set to appear in Minnesota court on April 30. As of now, it’s unclear whether they have entered a plea.
This case highlights the growing issue of fraud, especially in medical billing, and serves as a reminder of how such schemes can destroy lives—not only of those committing the crime but also of the insurers and patients affected by their actions.