Loan Officer at Fina Trust Microfinance Bank Limited – 3 Openings

Loan Officer at Fina Trust Microfinance Bank Limited – 3 Openings – TDPel Jobs

Fina Trust Microfinance Bank Limited was secured from the Central Bank of Nigeria (CBN) in September 2009 as a Microfinance Bank and commenced operations in October 2009. It holds a State License and hence operates in Lagos State. The registered office address of the Company is 46, Toyin Street, Ikeja Lagos State.
Fina Trust Microfinance Bank has built a resounding success on excellent service delivery in a uniquely customer friendly environment through professional staff, leveraging on world-class technology. A continuous investment in information technology and in people sets the bank apart from others.

We are recruiting to fill the position below:
Job Title: Loan Officer
Locations: Ojo, Ladipo, Idumota – Lagos
Employment Type: Full-time

Evaluate credit worthiness by processing loan applications and documentation within specified limits.
Interview applicants to determine financial eligibility and feasibility of granting loans.
Determine all applicable ratios and metrics and set up debt payment plans
Communicate with clients either to request or to provide information.
Justify decisions (approvals/rejections) and report on them.
Complete loan contracts and counsel clients on policies and restrictions
Update job knowledge on types of loans and other financial services
Maintain and update account records.
Assess customer needs, explore all options and introduce different types of loans.
Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas.
Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process.
Οperate in compliance with laws and regulations and adhere to lending compliance guideline.
Minimum of National Diploma in any field.
A minimum of 2 years experience as a loan officer.
Outstanding interpersonal and communication skills.
Customer service-oriented with exceptional sales skills.
Promixity to any of the following listed locations will also be considered – Ojo, Ladipo, Idumota.

Application Closing Date
Not Speciifed.

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