TDPel Media
American Loan Calculator With Amortization Table
All-in-one calculator for business, personal, auto, mortgage, student and general loans. Calculate monthly payments, total interest, amortization, and select state-specific presets for all 50 US states.
Personal or Business Loan Calculator
Quickly calculate personal or business loans with popular predefined options.
Auto Loan Calculator
Calculate auto loans with presets for all US states.
Mortgage Calculator
State-specific mortgage presets for all 50 US states.
Student Loan Calculator
Calculate student loans efficiently.
Popular Loan Types Explained
1. Debt Consolidation & Refinancing
This is one of the fastest-growing loan categories as Americans manage rising interest rates and credit card debt.
- Debt Consolidation Loans: Used to combine multiple high-interest debts (such as credit cards) into one monthly payment with a lower interest rate.
- Balance Transfer Loans: A lender pays off your credit cards directly, and you repay the lender at a fixed interest rate.
- Auto Refinance Loans: Designed for car owners looking to reduce existing monthly vehicle payments or interest rates.
2. Specialized Home & Property Loans
These loans allow homeowners to access the value of their property without selling it.
- Home Equity Lines of Credit (HELOCs): A revolving credit line backed by home equity, with demand increasing significantly in recent years.
- Home Equity Loans: A second mortgage that provides a lump sum for renovations, repairs, or emergency expenses.
- Land or Construction Loans: Financing for purchasing vacant land or building a new home from scratch.
3. Business & Medical Financing
These loans support professional growth, entrepreneurship, and healthcare needs.
- Small Business Loans: Includes SBA-backed loans and working capital for startups and entrepreneurs.
- Medical Loans: Used for dental work, cosmetic procedures, wellness services, or unexpected medical bills.
- Green Loans: Financing for energy-efficient upgrades like solar panels, insulation, and heat pumps.
4. Emergency & Short-Term Loans
For individuals who need fast access to cash or have limited credit history.
- Payday Loans: Small, short-term loans intended to cover expenses until the next paycheck.
- Emergency or Cash Loans: Fast-funding personal loans for urgent car repairs, home fixes, or bills.
- Credit Builder Loans: Designed to help people with poor or no credit improve their credit scores.